| Description: | Your homeowners insurance policy is built to protect you from a variety of events that can cause harm to your home, property, or family. These events are known as perils and while a home insurance policy won’t protect your home from everything, it will protect you from many important perils homeowners may face, so long as they are named on your policy. The most common homeowners insurance policy in Texas is known as an HO-3 policy. Although policies may vary, HO-3 policies provide homeowners with open perils protection for the home. |
